Budget and Credit Counseling What everybody needs is a simple, thoughtful, and disciplined approach to every facet of their financial lives.
1. Cash advance and bank overdraft. You are experiencing financial difficulties if you are required to take cash advances from your credit card to meet your daily, weekly, or monthly financial needs, or if you are required to use your bank overdraft protection to cover checks that you have written. Those are red flags; and they are screaming at…..